CO Department Of Public Safety
A Colorado SR22
shows proof of
compliance for the future.
Colorado SR22 Filing
Suspended Drivers License?
If your Drivers License Has Already been Suspended due to a Ticket, You could need one.
You might Need it to prevent a Drivers License Suspension.
Colorado Sr22 Insurance is just "Auto Insurance Coverage", Where the Insured requires proof of Financial Responsibility compliance be issued
by the insurance company, This is usually due to a requesting State Licensing Authority. Most
SR22 requirements are the result of a Traffic Ticket for driving without the minimum required financial responsibility
or may also be required in other circumstances after a DWI or a DUI citation, certain accidents and other
traffic or drug related incidents.
SR 22 Filing Term
The most common required terms
is for 2 or 3 years. Requirements may vary depending on your situation so you should check with your licensing authority for your filing term and requirements.
Penalty for Failure to Maintain SR 22 insurance Certificate
Failure to maintain an SR 22 insurance Certificate filing until your
requirement period has expired might result in certain fines and your drivers license and vehicle tags and registrations being suspended.
North Carolina, Delaware,
Kentucky, Minnesota, New Mexico, Oklahoma and Pennsylvania don't require
If you carry
an SR 22 in one state but move to
another, you still must complete the SR-22 filing period for your
previous place of residence, even after you have moved away. Your new
policy must have liability limits which meet the legal minimum
requirements of your former jurisdiction.
after a DUI or DWI can be high. Many carriers drop or assign these
customers to a 'high risk' program and raise their rates dramatically,
Rate Increases can be as much as 500%. So it is important to shop around
for a good low rate and find out what other companies, standard and non standard carriers will charge you.
SR22 Insurance? The insured has requested and the Insurer has agreed and filed
the SR22 insurance form on the insured's behalf. It is generally required after a traffic citation for Driving without the appropriate Financial Responsibility as required by law. The law requires that should the insurance policy Expire, Cancel or Non-Renew for any reason,
the insurer must file a cancelation with the State. Should your SR 22 insurance filing period not yet be expired,
Your driving privilege will
likely be suspend for failure to comply with the requirement.
The purpose of
the Colorado SR22 insurance filing is to prove that you are now in compliance with your Financial Responsibility Requirements. An
insurance filing is generally
needed after a driver has already been cited for driving without the minimum liability
insurance coverage. The filing will also allow your
drivers license to be reinstated after a suspension or will often prevent the suspension from occurring if filed within 30 days of an being ordered by your state.
If your Insurance SR22 Insurance Policy cancels, lapses or expires for any reason, The Insurance
company is required by law to send an SR26
to the DMV notifying them that the associated insurance policy has lapsed. After an SR26 filing the state can then Suspend your drivers license
again if still required, you would likely then have to find another or the same insurer to have your
driving permission re-instated.
A Good Colorado
Traffic Attorney can often be of help and can guide you through the
court process for certain types of offences. Your counsel may advise you
obtain the necessary
Colorado filings before your scheduled court date. This will help
demonstrate to the Judge that you are being proactive in assuming your
insurance responsibilities even prior to your court date.
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